Becky Overberg
HomeShield Mortgage, LLC
NMLS #2172800 · Company NMLS #2516887
Louisville-based mortgage broker helping Kentucky buyers find the right loan for their situation.
Get Pre-Approved for a Home Loan
A pre-approval is the first real step to buying a home. Start an application online with one of the lenders below, or call them with questions. You're always free to choose any lender you like.
Brittany Richardson
Canopy Mortgage, LLC
NMLS #1533016 · Company NMLS #1359687
Kentucky loan officer serving the Louisville area, with online applications you can start anytime.
Cody Ingram
Northpointe Bank
Loan Officer · U.S. Army National Guard
Helps Kentucky buyers purchase or refinance a home, with an easy online way to get started.
Loan programs, rates and approval are determined by each lender. Amanda Dunn is a licensed real estate agent, not a mortgage lender. You can verify any loan officer's license at NMLS Consumer Access.
Pre-approval questions
Why should I get pre-approved before touring homes?
A pre-approval tells you what you can comfortably afford and shows sellers you're a serious buyer. In a competitive market, many sellers won't consider an offer without one.
Do I have to use one of these lenders?
No. You're always free to choose any lender you like. These are simply lenders I trust to communicate well and help my clients close on time.
What do I need to apply?
Lenders typically ask for recent pay stubs, W-2s or tax returns, bank statements and permission to check your credit. Your loan officer will tell you exactly what they need.
New to the process? Read my free Kentucky Buyer's Guide or the first-time buyer page.
Pre-approved and ready to look?
Let's set up your home search and start touring. I'll help you find the right home and write a strong offer.